Healthcare 99 is Unique

Healthcare 99 is a unique product, different from health insurance, it is a mutual fund owned by its members.​​

• Healthcare 99 is a mutual fund, not insurance
• Members are the owners of the fund
• Members can petition for additional help to the agreed schedule
• No further age banding increase past age 70​​

                    There are NO ADDED costs for 

• Gender
• Smoking
• High-risk Job​

• Family History
• Diet
• Exercise​

Estimated Private Surgery costs in New Zealand

Why join Healthcare 99

The NZ public health system is very good at treating acute conditions, ​but for other treatments Healthcare 99 provides:

• Faster access to treatment through the private sector
• Reduced financial stress during trying times
• Choose your own Specialist/Consultant
• A quick return to work​​
• Pre-Approved claims may be paid directly to the provider
• ​Support with Healthcare 99 related Declined ACC claims

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